My husband and I just purchased our forever home. Joel and Josiah were amazing throughout the entire process! It’s very stressful purchasing a home during the holidays. Joel and Josiah always assured us that things would work out just fine, and they did! We Love our new home and are forever grateful to them! Joel and Josiah are professional, patient, and tend to your every need/concern. Call them to refinance or purchase your new home!

NPFI is truly a company for the community. They all show integrity and care for their customers; as they invest so much time and effort to make every single deal fair and beneficial to both parties. I want to specifically call out Josiah Gallegos as he carries those values in and out of his work. After all is said and done he continued to help me with stuff outside of “work” expecting nothing in exchange. North Point Financial’s staff take pride in their work and it shows.

This company is hard working. Their hustle and hard work is unmatched. These people will be on your side to give you the best loans deals. I know them personally for years and have never meet more hard working people then them.

We are not one for “change” But we had been considering refinancing our home to a lower interest rate.

Josiah with North Point was recommended & we couldn’t have been more pleased.

Josiah answered “ALL” questions we had almost immediately no matter when or what time (and trust me there were many questions we had). He was able to lower our interest rate and make it possible to do exactly what we needed.

We highly recommend him

& thank him for such an awesome & smooth experience.

These guys were extremely helpful throughout the entire home buying process. My wife and I were first time home buyers, during the beginning and hardest part of Covid-19, and Joel and Josiah did absolutely everything in their control to make the process as smooth as it could possibly be. They are the most professional, genuine, honest people that don’t beat around the bush especially when you’re new to the game. Without a doubt I would go back to them for any home purchase.

NPFI run by Joel Gallegos takes care of business. Very responsive and professional. He let me know what he needed from me, and as quickly as I was able to get him my documents. He in turn processed my refi within a week or so. Offered me many different options for my specific situation.

NPFI is truly a special company. You will feel it in that first moment when you walk through the door, and you will recognize it in every single one of their employees. I do, however, want to call out one employee in particular, and that is Josiah. He has a genuine interest in the industry and a genuine interest in his clients.

Refinancing our home was a great experience with Josiah Gallegos. He was very responsive and attentive . He was very professional . I would highly recommend him to family and friends.

I would highly recommend Josiah Gallegos for all your homebuying and refinancing purposes . He was able to get us the lowest interest rate which reduced our mortgage two and a half years . Great team at North Point . Thank you.

Joel and the North Point Financial team was amazing to work with. They answered all of my questions and helped me navigate the refinance process. I was incredibly impressed with both the responsiveness and ability to respond at any hour of any day. Highly recommend!