We are not one for “change” But we had been considering refinancing our home to a lower interest rate.

Josiah with North Point was recommended & we couldn’t have been more pleased.

Josiah answered “ALL” questions we had almost immediately no matter when or what time (and trust me there were many questions we had). He was able to lower our interest rate and make it possible to do exactly what we needed.

We highly recommend him

& thank him for such an awesome & smooth experience.