Joel and Josiah Gallegos we’re very awesome with assisting my wife and I purchase the perfect home.

I recommend them to anyone who wants excellence and professionalism while finding your perfect home all the way to closing.

Purchasing a home can be very stressful, Joel and Josiah were there to explore all options when it comes down to the right loan that best fits your needs, I give them 5 stars.

North Point Financial was very professional and responsive to all my mortgage needs. They answered all my questions and made me feel at total ease thru the whole process. I would recommend them to anyone needing mortgage help.

Such a great group to work with. Joel, Josiah and Nic helped out with a refi recently and definitely know the business, are high quality and professional. I’ve used them multiple times now and always have a great experience. I’ll definitely continue to business with North Point Financial as well as referring anyone needing their services.

Family owned business, that has worked with me one on one to inform me on the best mortgage rates versus going with a big company. My experience working with North Point Financial was great! I would highly recommend working with Josiah Gallegos; his communication skills and friendliness really made the process smooth. Support your family owned small businesses!

We’ve used NPFI on several occasions. We've worked with Joel & Josiah (separately). Both very knowledgeable & willing to go the extra mile. If you’re looking for a team of professionals that stands by their word & who will do what it takes to save you money in the long run then you’ve found the right lender. Thank you NPFI for all your hard work & dedication!

Great company!

My daughter, husband, and I moved from California to Colorado and were interested in a home, but we had no idea where or how to start. I reached out to NPFI and they did an awesome job in guiding us through the process. They explained everything thoroughly and were ALWAYS available to answer any and all our questions. They also worked continuously to find us the best rate (what I think is one of the most important factors in buying a home!!). We were also able to close our loan sooner than planned because NPFI worked diligently! I loved my experience with this company! 😊

About 6 months later, I returned to NPFI to refinance my home and they found an EVEN LOWER interest rate for us!! This team is full of great, dedicated brokers! Thank you NPFI!

Joel and his team are the real deal. They are awesome at what they do and they won't let you down. The team was very professional and knowledgeable in this business, they answered all the questions my wife and I had about our properties. We would definitely use NPFI for any future properties we purchase or sell.

North Point Financial was great to work with. They made the the entire process of financing our new home a seamless process. All of our communication was primarily through email, which made it very easy for my wife and I to view and sign the documents at our own leisure. The only time we ever had to meet up in person was to do the final closing, which was also a very easy process, took about 15 minutes. We are extremely happy with the service and professionalism, would definitely recommend to anyone.

Our refi was smooth and very quick thanks to the professional service from North Point Financial. We would certainly recommend North Point to anyone looking for a refi or new mortgage.